FST has created this privacy statement in order to demonstrate our firm’s commitment to privacy. All terms are as defined under the Terms and Conditions of Use section of this Website.

Due to the sensitive nature of the information we collect from our users, including address and phone numbers, we believe it is important to set forth privacy guidelines. The following discloses our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site. By using the Site, you agree to the collection and use of information in accordance with this policy. We reserve the right to change this Privacy Statement from time to time consistent with applicable privacy laws.

Information Collection And Use

While using our Website, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to, your name, phone number, email, and address (“Personal Information”). In addition, in the course of our business, we may collect Personal Information about you from the following sources:

  • applications or other forms we receive from you or your authorized representative;
  • your transactions with, or from the services being performed by, us, our affiliates, or others;
  • when you provide us your contact information or show your driver’s license;
  • when you show your government-issued ID or provide your mortgage information;
  • when you make a wire transfer;
  • through our Website;
  • through the public records maintained by governmental entities that we either obtain directly from those entities, or from our affiliates or others; and
  • through consumer or other reporting agencies, affiliates, and other companies.

The types of Personal Information we collect and share depend on the product or service you have with us. Depending upon the type of service, this information can include: social security numbers and employment information; mortgage rages and payments and account balances; and checking account information and wire transfer instructions. When you are no longer our customer, we continue to share your information as described in this notice.

We can share your information for our everyday business purposes, such as to process your transactions, maintain your account(s), or respond to court orders and legal investigations, or report to credit bureaus. We may share your information for marketing purposes in order to offer our products and services to you, and we can also share your information for our affiliates’ everyday business purposes. Affiliates are companies related by common ownership or control They can be financial and nonfinancial companies. Our affiliates include Martinez Morales Law and One Sotheby’s International Realty.

Federal law gives you the right to limit only: (1) sharing for affiliates’ everyday business purpose relating to information about your creditworthiness; (2) affiliates from using your information to market you; and (3) sharing for non-affiliates to market you. State laws may give you additional rights to limit sharing. If we use your information or disclose or distribute your information to third parties for a purpose that is not related to any of the purposes stated in this disclosure, we will notify you by email of your right to opt-out of that use, disclosure or distribution beforehand.

As described below in more detail, we use your IP address to help diagnose problems with our server, and to administer our Website. Your IP address is or may be used to help identify you, to track activity within our Website and to gather broad demographic information. Our Web server will collect IP information.

Site Registration and Contacts

Our site’s registration and order form(s) require users to give us Personal Information, including unique identifiers, demographic information, and select financial information. The primary purpose of this information is to generate estimated fees and costs for transactions, and the user’s contact information is used to contact the user when necessary. Users may opt-out of receiving future mailings by contacting [email protected]. Demographic and profile data is also collected through our website. We use this data to tailor the user’s experience, showing them content that we think they might be interested in, and displaying the content according to their preferences. FST may also use the information collected to optimize our Website so that it is more beneficial to users like yourself and to us, and in order to optimize the services we provide. This Website contains links to other sites. FST is not responsible for the privacy practices or the content of such websites.

Security

We maintain physical, electronic and procedural safeguards to protect your Personal Information from unauthorized access or intrusion. These measures include computer safeguards and secured files and buildings. We limit access to the Personal Information only to those employees who need such access in connection with providing products or services to you or for other legitimate business purposes. This Website also has security measures in place to protect the loss, misuse and alteration of the information under our control. While, the security of your Personal Information is important to us, please remember that no method of transmission over the Internet, or method of electronic storage, is entirely secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

The user may request, via email or telephone, additional information about FST’s security practices. The requested security information will be made available to the user via email, fax or postal mail, in our discretion.

Data Access & Accuracy

FST is not responsible for inaccuracies in data provided by third parties.

Changes To This Privacy Policy

FST may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on the Site. You are advised to review this Privacy Policy periodically for any changes.

Newsletter

From time to time, we intend to mail and/or email newsletters and promotional notices to our customers. If you do not wish to receive these notices, please notify us by email at [email protected].

Contact Us

If you have any questions about this privacy statement, the practices of this site, or your dealings with this Website, you can contact FST at [email protected].